Reverse Mortgage Home Loans

Defer Mortgage Payments Until You No Longer Live In Your House
Purchase or Refinance

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Age Based Loan Ammounts

For people 62 and older

Jumbo and Super Jumbo Loans

Loans to $3,000,000.00

No More Monthly Mortgage Payments

You still pay property taxes & insurance

With a Reverse Mortgage, you can defer your mortgage payment until you no longer live in your house (You still need to pay your property taxes and insurance), and even take cash-out to have for extra savings.

  • The loan does not have to be paid back until the borrower dies, sells the home, or moves out of the home permanently.
  • You will continue to pay property taxes, homeowner's insurance, and maintain the home.
  • The loan amount is based on the value of the home, the age of the borrower(s), and interest rates.
  • You will never owe more than the value of the home.
  • You can choose to receive the loan proceeds in a lump sum, as a line of credit, or in monthly payments.
  • You will be required to meet with a HUD-approved counselor before applying for a reverse mortgage.
  • Reverse mortgages have upfront costs, including origination fees, closing costs, and mortgage insurance.
  • Interest on the loan will be added to the loan balance over time and will increase the amount that must be repaid.
  • What would you do if you didn't have to pay your mortgage payment every month?

    Save for grandkids education

    Pay medical bills

    Stay in your home in-case of need for home care


    Fixed and Adjustable Loan Options

    Give us a call:   415-999-7046

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